Ezilend Car Finance Banner Image man on phone

Car Finance

From 6.4% Comparison Rate 7.4%
Ezilend offers loans for new and used cars, dealer or private sale. Get pre-approval before you buy.

Why choose Ezilend Newcastle car loans?

Ezilend Newcastle Car Loan’s offers loans over $5,000 to people who need car finance. So if you need to get back on the road in a reliable, affordable car, then our experienced finance team can help. Private or dealership – you choose where to make your purchase. We are here to help you get the best possible financing to suit your budget.

In Newcastle, Ray and the team offer fast approval and friendly service. We like to provide a personalised level of service to get you behind the wheel with a car loan that suits your budget.

Best Possible Rates

Fast Approval

Local Newcastle Team

Stress Free

Loan type

Personal

Business

How much?

Balloon payment?

Pay it off within:

Interest rate:

Your Repayments

$234

Get Pre-Approval within minutes!

Calculator Disclaimer: This loan repayment / calculator simulation is not an offer and has no legal effect on any contracts entered into by you 'the client', this simulation and the resulting calculations 'DO NOT CONSTITUTE A LOAN APPLICATION or OFFER'. It is a rough guide only for the purpose of ease in simulation. All interest rates displayed 'are guides ONLY', repayments as a result of this simulation have no legal offering, other benefits are based on a personalised applications, credit worthiness and other assumptions do apply. The comparison rate is based on a personal secured loan of $30,000 over 5 years. The comparison is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are current as at Feb 13, 2024 and vary due to credit score, loan purpose. Amount and subject to change. Ezilend is a trading name of Nationwide Finance and Loans Pty Ltd Australian Credit Licence number 452913. Get Pre-Approval

What our clients are saying

Network of Lenders

Using our network of auto lenders, we investigate the options to bring you the best possible car loans with the best possible rates and terms in the area. For personal or business use, we make it easy to apply online. You can get approved for vehicle financing with just 2 clicks. Simply use our online calculator to find out the expected repayments based on the amount you wish to borrow. You can get started with your online application by simply clicking: Start Pre-Approval! Within less than a minute, you have your pre-approval process underway.

Our car loans include:

The lowest possible finance rates,
Easy repayment schedules – weekly, fortnightly, or monthly,
Flexible loan periods from 2 – 7 years,
Finance amounts start at $5,000, and
You choose where to buy – dealership or privately.

Service Areas Include The Local Areas Surrounding:

Newcastle, Lismore, Gosford, Coffs Harbour, Bathurst, Port Macquarie, Orange, Forster, Parkes, Moree, Dubbo, Narrabri

Let's get you behind the wheel! Choose your local broker.

Been rejected by other lenders? Give our team a go!

Ray Flett JP

Newcastle Branch Managing Director and Finance Broker

02 4950 8917

Get a loan with Ray

Gayle Rowe

Senior Analyst

02 4950 8917

Get a loan with Gayle

Terry Martin Newcastle Ezilend Finance Broker

Terry Martin JP

Senior Analyst

02 4950 8917

Get a loan with Terry

Deb Stamp

Administration Support

02 4950 8917

Get a loan with Deb

Car Loans with Credit Issues

Ezilend Newcastle specialises in finding car loan options for people with all types of credit issues. We have used the past twenty years to build strong professional relationships with national lenders eager to help you finance your next car.

Low credit score? No credit? Even a prior bankruptcy! Just apply for help, and we will provide you with an almost instant decision. No matter your credit circumstances, we will try and find you the best possible options for your needs. So stop wasting time and worrying about not getting the car loan you need. Instead, contact the team at Ezilend Newcastle and let us help.

Nothing beats the freedom of driving your own car. You need one to get to work, take the kids to school, buy the groceries, and go out with friends. Don’t let any bad credit history get in the way of experiencing that freedom.

Ezilend Newcastle Car Loans – We Are Here To Help You

We have helped self-employed people and those on Centrelink incomes. We have drawn up loans for low-income earners and ex-bankrupts. So even if your credit history is not all that great, do not feel stuck in your current situation. We are here to help you. Ezilend Newcastle has collected the best information to help you escape the bad credit nightmare. If you want to get back on the road and need a car loan, apply for pre-approval in minutes. We also provide caravan loans, camper loans and boat loans.

Customer selfies

#eziloans

Kristie's Hyundai Tuscon Wagon Kristie's Hyundai Tuscon Wagon Dealer: Wollongong City Motors, Introduced by Tony at Coastwide Cars. Finance: Ezilend Newcastle ""Ray was so helpful in the entire process. He made buying a new car a breeze and I was extremely happy with the level of professionalism.""

Emely's Suzuki Swift Hatchback Emely's Suzuki Swift Hatchback Dealer: Newcastle Vehicle Exchange, New Lambton NSW. Finance: Ezilend Newcastle "Thank you so much Ray for your dedication in making my dream come true, helping me with your knowledge even after hours. A BIG thanks to you!"

Mark 2013 Hyundai i30 Premium 1.6 CRDi Hatch

Mark's Hyundai i30 Hatch Mark's Hyundai i30 Hatch Dealer: Coastwide Cars of Tuggerah NSW. Finance: Ezilend Newcastle. "Thank you Ray from Ezilend Newcastle, not only did you take my application on a Public Holiday and had it approved the next day, you guided us through what paperwork was needed and made the whole process easy."

Stevo's New Car Stevo's New Car Newcastle NSW "A big thank you to Ray Flett from Ezilend Finance who was able to assist me when I quickly needed finance to purchase a new car to replace my ageing one. Not only was he able to negotiate a far superior loan rate than what the dealer had offered me, he was able to to do it in a prompt, professional and informative manner. I would have no hesitation in recommending Ray and Ezilend to anyone who is looking for a professional and customer focused company. Dennis S"

Cliff's Ford Falcon XR6 Cliff's Ford Falcon XR6 Dealer: Coastwide Cars, Tuggerah NSW. Finance: Ezilend Newcastle. "Shout out to Coastwide Cars and Gayle from Ezilend Newcastle for giving me the chance on a fresh new car, nicest people ever! Highly recommend these guys...."

Alex's New Commodore Alex's New Commodore Dealer: Coastwide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "Thanks for the quick 24 hour turnaround, very dedicated and fast service, keep it up, and special thanks to Gayle for helping to get my financing over the line."

Allison-2015-Mercedes-Benz-GLC-250d-253-Coastwide-Cars-1-1024×924

Allison's New Mercedes Allison's New Mercedes Dealer: Coast Wide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "Adam and I can’t thank you enough for your expertise in assisting with the purchase of our Mercedes-Benz. Your professionalism is absolutely first-class - thanks again! Beep Beep!"

Andy's Commodore Andy's Commodore Dealer: Newcastle Vehicle Exchange, NSW. Finance: Ezilend Newcastle "Thanks to Ray from Ezilend in helping me get my dream car, he made the process very easy and straight forward would definitely recommend."

Joel-Bosch-2016-Holden-Commodore-SS-V-Redline-Sportswagon

Joel's New Holden Commodore SS-V Sportswagon Joel's New Holden Commodore SS-V Sportswagon Liverpool, NSW "A massive, massive thank you to Ray from Ezilend Newcastle. He went well and truly above and beyond to get my new SS Wagon in such a short turn around. This is my 3rd time using Ray and I won't ever use anyone else. Thanks again!"

Katie's Jeep Wrangler Sport Katie's Jeep Wrangler Sport Dealer: Coast Wide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "You guys provided fantastic service, everything was done very promptly and done in the best interest of me as it was my first loan. I am very grateful for all your help."

Luke's Hyundai iMax Luke's Hyundai iMax Dealer: Coast Wide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "You blokes are amazing, Thank you Ray & Ezilend"

Justins XR8 Justins XR8 Dealer: Newcastle Vehicle Exchange. Finance: Ezilend Newcastle "One of the last XR8s built supplied by Newcastle Vehicle Exchange, a very happy customer!!"

Big dreams can have small beginnings.

Get the lowest car loan interest rate with Ezilend Newcastle.

Just imagine the feeling of driving away from the dealership in a reliable vehicle of your very own. Whether you are buying from a dealership, private seller, or family member, we can help you with your loan. Ezilend Newcastle’s Car Loan online application process only takes a few minutes of your time. Then, as quickly as you can complete the application with as much accurate information as possible, we can let you know if you will be approved for car financing. No obligations. No pressure. You just get the chance to access the best possible car loan from Newcastle’s Car Finance specialists. Car Loans From $5,000+

How do I apply for a Newcastle car loan?

So get started with our quick calculator and start your pre-approval process. Remember that you can skip the queue after completing the pre-approval form if you want to fast-track your application right away. Ray and the team will deliver custom car loan and financing information to you. So do not let bad credit or no credit stop you from getting a car loan near you today.

With Pre-Approval, Vehicle Price Negotiations Are A Breeze

The best part is, once you have pre-approval, you can walk into a dealership or onto a car lot knowing your budget. When you know from the start how much you can borrow, vehicle price negotiations are a breeze.

Skip The Queue Car Financing

You can also skip the queue with our direct lending system and complete your application in full within minutes.

How quickly can I get approved for a car loan?

You could get pre-approval on your car loan in around 30 minutes using our online form or by speaking directly with one of our finance brokers. Once we have all the required details, we can have the loan settled in 2-4 business days, pending all the lending criteria is met.

Save time & money with Ezilend Newcastle.

With Ezilend Newcastle Car Loans, you save time, money, and a lot of headaches. We treat all our customers with consideration and want to help see you in the driver’s seat. Every person who comes to us for financing gets custom treatment specifically for their individual credit situation. So no matter your credit score, we can find the best possible new or used vehicle loan options for you. Ray and the local team in Newcastle offer over two decades of vehicle financing experience. We understand what you need to get on the road, and we know how to get it for you.

Secured Car Loans.

Most new car loans are secured loans. This means the finance provided to you by the lender is secured against the car you are buying. In effect, your vehicle protects the lender against you defaulting on your loan repayments. You will be required to provide the lender with details of the vehicle and your registration papers.

The benefit of a secured car loan is that lenders will offer you a lower interest rate and better terms. In addition, a secured loan can help you save money by reducing your repayments or increasing your borrowing capacity and extending the repayment period. We want to help you get behind the wheel of your new car with the best loan for your budget.

Unsecured Car Loans.

Unsecured car loans are the primary finance option provided for used cars. These loans are based on the lender’s confidence that you can and will repay the loan. As no asset is provided as security to the lender, the lender must decide whether to provide finance based on your credit history.

Based on stricter eligibility requirements, unsecured loans will have a higher interest rate than secured loans. However, these loans offer the flexibility to buy new or used cars and can also cover the costs of rego, insurance and aftermarket upgrades. So you get the benefit of buying the vehicle you want when you know you can afford the repayments.

Ezilend Car Finance.

Ezilend can help you with secured and unsecured finance options for cars, SUVs, utes and electric vehicles. In addition, we offer car loans for dealer and private car sales. Buying a car is a financial commitment and you need to understand the terms of the loan and your repayment commitments. Even if you have been rejected by other lenders, speak with one of our experienced car finance brokers to discuss your options.