Ray Flett Ezilend Newcastle
Ezilend Newcastle

Ray Flett JP

Get a loan with Ray Flett JP

I have worked in finance for over 40 years, starting my career with the Rural Bank of NSW. In early 2017, I proudly set up Ezilend Newcastle and have successfully operated this branch through COVID, bushfires, drought and the challenges of the past few years. I enjoy spending time with family and friends outside work, plus giving back to our community through my local JP & Progress Associations.

Get a loan with Ray Flett JP
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Loan Details

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$ A balloon payment is a larger payment at the end of the contract which will help reduce your monthly payments. It can be a maximum one-third of your total loan amount.

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You’re applying for personal loan for $ 5000

Calculator Disclaimer: This loan repayment / calculator simulation is not an offer and has no legal effect on any contracts entered into by you 'the client', this simulation and the resulting calculations 'DO NOT CONSTITUTE A LOAN APPLICATION or OFFER'. It is a rough guide only for the purpose of ease in simulation. All interest rates displayed 'are guides ONLY', repayments as a result of this simulation have no legal offering, other benefits are based on a personalised applications, credit worthiness and other assumptions do apply.

The comparison rate is based on a personal secured loan of $30,000 over 5 years. The comparison is true only for the example given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Rates are current as at June 3, 2022 and vary due to credit score, loan purpose. Amount and subject to change. Ezilend is a trading name of Nationwide Finance and Loans Pty Ltd Australian Credit Licence number 452913.

*Rate subject to credit criteria and loans over $100,000.

Australian Credit License Number 452913
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Christopher Subaru Liberty Ezilend Newcastle Car Finance Cristopher's Subaru Liberty 3.6R Cristopher's Subaru Liberty 3.6R Newcastle Vehicle Exchange of New Lambton NSW "Thank you Ray from Ezilend Newcastle, you made the whole process so easy, from talking to you on Sunday afternoon, I was then driving away the next day, amazing service."
Emelys-New-Car-Selfie Kristie's Hyundai Tuscon Wagon Kristie's Hyundai Tuscon Wagon Dealer: Wollongong City Motors, Introduced by Tony at Coastwide Cars. Finance: Ezilend Newcastle ""Ray was so helpful in the entire process. He made buying a new car a breeze and I was extremely happy with the level of professionalism.""
Emely’s New Car Selfie Emely's Suzuki Swift Hatchback Emely's Suzuki Swift Hatchback Dealer: Newcastle Vehicle Exchange, New Lambton NSW. Finance: Ezilend Newcastle "Thank you so much Ray for your dedication in making my dream come true, helping me with your knowledge even after hours. A BIG thanks to you!"
Mark 2013 Hyundai i30 Premium 1.6 CRDi Hatch Mark's Hyundai i30 Hatch Mark's Hyundai i30 Hatch Dealer: Coastwide Cars of Tuggerah NSW. Finance: Ezilend Newcastle. "Thank you Ray from Ezilend Newcastle, not only did you take my application on a Public Holiday and had it approved the next day, you guided us through what paperwork was needed and made the whole process easy."
Cliffs-2012-Ford-Falcon-XR6 Cliff's Ford Falcon XR6 Cliff's Ford Falcon XR6 Dealer: Coastwide Cars, Tuggerah NSW. Finance: Ezilend Newcastle. "Shout out to Coastwide Cars and Gayle from Ezilend Newcastle for giving me the chance on a fresh new car, nicest people ever! Highly recommend these guys...."
Alex-Commodore1 Alex's New Commodore Alex's New Commodore Dealer: Coastwide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "Thanks for the quick 24 hour turnaround, very dedicated and fast service, keep it up, and special thanks to Gayle for helping to get my financing over the line."
Joel-Bosch-2016-Holden-Commodore-SS-V-Redline-Sportswagon Joel's New Holden Commodore SS-V Sportswagon Joel's New Holden Commodore SS-V Sportswagon Liverpool, NSW "A massive, massive thank you to Ray from Ezilend Newcastle. He went well and truly above and beyond to get my new SS Wagon in such a short turn around. This is my 3rd time using Ray and I won't ever use anyone else. Thanks again!"
Luke-Blanco-Hyundai Luke's Hyundai iMax Luke's Hyundai iMax Dealer: Coast Wide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "You blokes are amazing, Thank you Ray & Ezilend"
Michael-Chisholm-his-2012-Holden-Colorado-pic-1 Michael's New Dual Cab Colorado Michael's New Dual Cab Colorado Dealer: Sandgate Autos, Sandgate, NSW. Finance: Ezilend Newcastle "Very happy with my new ute, only applied yesterday and driving away today, thanks to Ezilend. Both Ray from Ezilend and Chris from Sandgate Autos even stayed back so I could get it today, that’s great service!"
Allison-2015-Mercedes-Benz-GLC-250d-253-Coastwide-Cars-1-1024×924 Allison's New Mercedes Allison's New Mercedes Dealer: Coast Wide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "Adam and I can’t thank you enough for your expertise in assisting with the purchase of our Mercedes-Benz. Your professionalism is absolutely first-class - thanks again! Beep Beep!"
Phoebes-New-Car-1 Phoebe's New Car Phoebe's New Car Dealer: Coast Wide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "Thanks Tony from Coastwide Cars for my first car, I absolutely love it. Also thanks to Ray and Gayle from Ezilend Newcastle for making it possible with my finance. My experience purchasing my car was nothing but exceptional, all communication was professional. I will be letting all my family and friends know of Coastwide Cars and Ezilend."
Stevos-New-Car Stevo's New Car Stevo's New Car Newcastle NSW "A big thank you to Ray Flett from Ezilend Finance who was able to assist me when I quickly needed finance to purchase a new car to replace my ageing one. Not only was he able to negotiate a far superior loan rate than what the dealer had offered me, he was able to to do it in a prompt, professional and informative manner. I would have no hesitation in recommending Ray and Ezilend to anyone who is looking for a professional and customer focused company. Dennis S"
Smith-G-New-Caravan Greg & Debra's New Caravan Greg & Debra's New Caravan Dealer: Avan Caravans & Campers Morisset, NSW. Finance: Ezilend Newcastle "We are very happy the service we received, Ray was easy to contact & also a pleasure to talk & explain things. Thank you to your Team"
Bens-Ranger-1 Ben's Ford Ranger XLS Dual Cab Ben's Ford Ranger XLS Dual Cab Dealer: Sandgate Autos, NSW. Finance: Ezilend Newcastle "I had unbeatable service with Ray from Ezilend, an absolute top bloke to deal with. Ray worked really hard on my application with the financier & dealer, and now I have my 2014 Ford Ranger. Will definitely recommend Ezilend to all my friends, Thanks Ezilend."
Andrew-SS-V-Pic-3 Andy's Commodore Andy's Commodore Dealer: Newcastle Vehicle Exchange, NSW. Finance: Ezilend Newcastle "Thanks to Ray from Ezilend in helping me get my dream car, he made the process very easy and straight forward would definitely recommend."
Darrens-New-Bike Darren's Harley-Davidson Darren's Harley-Davidson Finance: Ezilend Newcastle "Thanks to Ray Flett and all the work he put into my application, I have now got my new bike. I can now join in with my club on fundraisers to help sick children and their families. Thanks to Ray easing my struggle, I can now help ease theirs...... cheers mate!"
Katie-Jeep-Wrangler-Sport Katie's Jeep Wrangler Sport Katie's Jeep Wrangler Sport Dealer: Coast Wide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "You guys provided fantastic service, everything was done very promptly and done in the best interest of me as it was my first loan. I am very grateful for all your help."
Phipps-NSW-testimonial Teigan's Hyundai iX35 Teigan's Hyundai iX35 Dealer: Coast Wide Cars, Tuggerah, NSW. Finance: Ezilend Newcastle "Ray made my experience with purchasing a new car very easy and understandable and helped me out with getting the car every way possible! He definitely only wants the best for his customers."
Sarah-Davies-2b-1024×768 Sarah's Hyundai Tuscon Sarah's Hyundai Tuscon Finance: Ezilend Newcastle "Found the process stress free and straight forward. Both Gayle and Ray from the Speers Point office were lovely to deal with. Ray was even nice enough to pick me up from the train station as I travelled from Sydney."
Justins-1-e1536089790359-768×1024 Justins XR8 Justins XR8 Dealer: Newcastle Vehicle Exchange. Finance: Ezilend Newcastle "One of the last XR8s built supplied by Newcastle Vehicle Exchange, a very happy customer!!"
The-Ramptons-Boat The Ramptons New Boat The Ramptons New Boat QLD "Thank you so much Katica ,hubby loves his new boat and thanks for always being there and having quick responses."
Tracy-Mazda-3 Tracy Mazda Tracy Mazda QLD "Yayyy!!!! So BEAYTIFUL!! Thank you for everything that you did to make it happen"
Tim-Reid-1 Tim and one of the last Commodore Utes built Tim and one of the last Commodore Utes built QLD "" Thank you Katica for everything as per usual you go above and beyond and are just plain awesome""
Seans-Wakeboard-Boat Seans Wakeboard Glamour Seans Wakeboard Glamour "Very helpfull! Quick responses! Had a couple of issues but worked through them and ended up with a great wakeboat! Thanks! Sean"
James-and-his-Snowy James and his Jayco Swan. James and his Jayco Swan. NSW "I would recommend Ezilend to everyone,the service was fast and friendly, I was kept up to date and was very happy with the deal. James NSW."
Johns-CaravanWP Johns Snowy Johns Snowy NSW "Using Ezilend was a no brainer, all the work was done for me, by the very friendly staff and I even left with a smile on my face. I have already recommended Ezilend to friends."
Top notch value Top notch value Geelong, Victoria "I purchased a new Ford Falcon using Ezilend and it was a great way to maximise the value I received. They were helpful in every part of the process. I'd recommend them to anyone. Cheers!"
gallery-image-3 Tom's Mazda Tom's Mazda Sunshine Coast, QLD "Hi Ezilend, thanks for helping us purchase our Mazda!!"